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JUST LISTED🔑 14 Eagle Rock Cove #107, Valley Pa JUST LISTED🔑 14 Eagle Rock Cove #107, Valley Park, Missouri 63088 

✨ The Details:
💻 MLS: 23004663 
💲PRICE $117,000
📏957 sqft
🛏️🛁 2 bed + 2 bath

Conveniently located to Hwy 44, restaurants, shops and more! Come check out this updated main floor condo! Enter the door to luxury vinyl plank & fresh paint throughout the entire unit, including doors! Large living room leads right to the covered patio. Eat-in kitchen includes plenty of cabinet & countertop space. Two spacious bedrooms including a master suite with a private bath. Both baths have been updated with tile and new vanities! Don’t forget to check out the oversized master walk-in closet. In-unit laundry, washer & dryer included. Additional updates include new hardware on doors, new toilet in master-bath, and new window treatments in both bedrooms. Don’t miss out on this affordable maintenance free living experience! All appliances included. Showings begin 2/3!

#stlrealestate #stlrealtor #motherdaughterteam #comingsoonhomes #stlouisliving #stlouis
This client MAKEOVER🤩 Swipe to see the before p This client MAKEOVER🤩 Swipe to see the before photos!! We love when our clients vision comes to life! New flooring, paint, and lighting goes a long way 👏 

 #homemakeover #fireplacemakeover #diningroommakeover #stlrealestate #stlrealtor #stlhomes #stldesign
✨Coming Soon - 14 Eagle Rock Cove Unit #107, Val ✨Coming Soon - 14 Eagle Rock Cove Unit #107, Valley Park, Missouri 63088 🏡 

Conveniently located to Hwy 44, restaurants, shops and more! Come check out this updated main floor condo! Enter the door to luxury vinyl plank & fresh paint throughout the entire unit, including doors! Large living room leads right to the covered patio. Eat-in kitchen includes plenty of cabinet & countertop space. Two spacious bedrooms including a master suite with a private bath. Both baths have been updated with tile and new vanities! Don’t forget to check out the oversized master walk-in closet. In-unit laundry, washer & dryer included. Additional updates include new hardware on doors, new toilet in master-bath, and new window treatments in both bedrooms. Don’t miss out on this affordable maintenance free living experience! All appliances included. Interior photos available 2/2. Showings begin 2/3!

✨ The Details:
💻 MLS: 23004663 
💲PRICE $117,000
📏957 sqft
🛏️🛁 2 bed + 2 bath

#stlrealestate #stlrealtor #motherdaughterteam #comingsoonhomes #stlouisliving #stlouis
Happy closing day to our seller, Shirley! It’s b Happy closing day to our seller, Shirley! It’s been so fun representing you through 2 home sales! Now off to find you the perfect lake house 🏡🐟 

Shoutout to Donna at Security Title for taking the best care of our clients! 
#stlrealestate #stlrealtor
Toured a brand new townhouse development in Brentw Toured a brand new townhouse development in Brentwood 🤩 Swipe to see a sneak peek of the model home! 

These scream luxury living with three levels of living space, walkability to shopping/dining, & easy access to the highway and downtown Clayton! Starting in the mid $500’s+ 

Who wants to go check them out?! Thanks @fischerhomes for having us! #stlrealtor #stlrealestate #stlnewconstruction #brentwoodmo #claytonmo
HEY ST. LOUIS!! Did you know Sears sold over 70,00 HEY ST. LOUIS!! Did you know Sears sold over 70,000 “house kit” homes between 1908-1940?! There are a ton located right here in St. Louis, primarily the Kirkwood area! Want to find out if you’re living in a Sears home? Head to our stories to find a few articles that will help you find out! #stlrealtor #stlrealestate #kirkwoodmo #searshome #funfactsoftheday
It’s that time again!! We would love your nomina It’s that time again!! We would love your nomination for the @stlouismag A-List Awards: Real Estate Agent 🏠 under Home + Garden Category - link in bio to cast your votes!! https://www.stlmag.com/alist#/gallery?group=441685

#stlrealtor #stlrealestate #motherdaughterteam #morealtor
New construction in St. Louis under $1,000,000 🤌🏼🏡 Did you miss our Open House? Schedule a private tour of this beauty by sending us a DM! 

📍834 North Spoede Rd, St. Louis, MO 63141

The details: 
💻MLS: 22072490
🛏️ 5 bed + 4 bath 
📏3,090 (3,810 total)
🛋️Finished lower level 
Listed at $879,000 with Peter Lu & Parri Mitchell @exprealty_  #stlnewconstruction #stlrealestate #stlrealtor #laduemo
Sunday plans?! Stop by our Open House at 834 North Sunday plans?! Stop by our Open House at 834 North Spoede Rd, St. Louis, Missouri 63141 from 1:00-3:00 PM🏡 This new construction home features 5 bed, 4 bath, chefs kitchen, a second laundry, finished basement, and so much more!

The details: 
💻MLS: 22072490
🛏️ 5 bed + 4 bath 
📏3,090 (3,810 total)
🛋️Finished lower level 
Listed at $879,000 with Peter Lu & Parri Mitchell @exprealty_ 

#stlrealtor #stlrealestate #stlnewconstruction #laduemo
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Chris & Kait Real Estate

Your STL Mother Daughter Team

St Louis Realtor

Home Tips & Resources

Biz Owner Turned Home Owner

January 11, 2023

Calling all entrepreneurs, hustlers, and small biz owners! 💪🏼

So you started your own biz and things are finally growing steadily. Your business has been your baby and it’s starting to take off! And now you can’t help but think about purchasing a home in St. Louis in 2023!

GASP. Could you be ready for homeownership?

If you can own a biz, you can own a home, BUT there are a few things you have to understand, first!

Most mortgage lenders require at least two years of being self-employed (and steadily!) before qualifying you for a home loan.

There are exceptions, like if you were in a similar line of work before or if you had a year of formal training, but for the most part, a solid two years is a non negotiable.

So what’s the secret?

Start preparing WAY sooner than you think. Keep track of every penny spent and earned and have a professional handle your taxes so that you have proper and accurate documentation when it comes time to apply for a loan.

In addition to work history, your lender will look at your:

➕ Credit score
➕ Credit history
➕ Debt (debt-to-income ratio)
➕ Savings & Assets (down payment and closing costs)

So paying down debt and/or growing your savings is a great way to pass the (two year) time! Plus, keep grinding and increasing your income as you learn and continue to better your offerings.

But what if it’s just a side gig or a passion project? Lucky for you, if you can qualify based on W-2 income and personal savings, then your lender can just ignore the self-employment income altogether! 🙌🏼

Being your own boss is an amazing accomplishment, but a lot of biz owners feel defeated when applying for a home loan. Avoid that same feeling of defeat by educating and preparing yourself now so that future (CEO) you can buy a house with confidence!

Send us an email at chrisandkaitsell@gmail.com and we can connect you with a lender today (never too early!)

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JUST LISTED🔑 14 Eagle Rock Cove #107, Valley Pa JUST LISTED🔑 14 Eagle Rock Cove #107, Valley Park, Missouri 63088 

✨ The Details:
💻 MLS: 23004663 
💲PRICE $117,000
📏957 sqft
🛏️🛁 2 bed + 2 bath

Conveniently located to Hwy 44, restaurants, shops and more! Come check out this updated main floor condo! Enter the door to luxury vinyl plank & fresh paint throughout the entire unit, including doors! Large living room leads right to the covered patio. Eat-in kitchen includes plenty of cabinet & countertop space. Two spacious bedrooms including a master suite with a private bath. Both baths have been updated with tile and new vanities! Don’t forget to check out the oversized master walk-in closet. In-unit laundry, washer & dryer included. Additional updates include new hardware on doors, new toilet in master-bath, and new window treatments in both bedrooms. Don’t miss out on this affordable maintenance free living experience! All appliances included. Showings begin 2/3!

#stlrealestate #stlrealtor #motherdaughterteam #comingsoonhomes #stlouisliving #stlouis

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